How do I set up bitcoin inheritance?
Give your family a rehearsed, non-custodial recovery path so your bitcoin reaches the right people — without sharing a seed phrase today.
A sealed envelope with a seed phrase is not a plan.
Sharing a seed phrase gives full access to your bitcoin immediately — while you're still alive. Savel's inheritance approach uses a separate recovery key that alone cannot move your funds. It only works together with Savel's Key when recovery is triggered.
What you'll need
- • A Savel multisig wallet
- • A trusted family member or contact (one heir per wallet)
Step-by-step guide
Create a wallet
Create your 2-of-3 multisig wallet with Savel. This generates your Key, a Family Recovery Key for your heirs, and Savel's co-signing key.
Navigate to wallet security
Go to the wallet security settings in your member area. Here you can configure your inheritance plan.
Set the inheritance lock period
Choose the security lock period. When a recovery is triggered, we try to reach you first during this period. You have a chance to stop it if it is not the time.
Set the inheritance email
Register the heir's email so we know who is allowed to contact us. You can set one heir per wallet — solving the multiple persons inheritance solution.
Tip: Rehearse the recovery process with your heirs annually. Savel's plan includes an heir onboarding walkthrough and support for the recovery event, so there's no guesswork when the time comes.