Bitcoin Inheritance

Your bitcoin should go to the right persons.

A sealed envelope with a seed phrase is not a plan. Savel gives your heirs a rehearsed, non-custodial recovery path — without ever holding your funds today.

Non-CustodialNo KYCBuilt on Open SourceSwiss Hosted
How it works

Set up the 2-of-3

You hold your Key. A Family Recovery Key is sealed for your heirs. Savel holds one co-signing key (software or air-gapped).

Onboard your heirs

Register one heir per wallet with their email. We walk them through the recovery process so they know exactly what to do when the time comes.

Security lock period

When a recovery is triggered, we try to reach you first. You have a chance to stop it if it is not the time. Only then does Savel co-sign with the heir.

Heir recovers funds

The heir holds only the backup key — it cannot move funds alone. With Savel's co-signature, they recover what is theirs.

The alternative

Without a plan, your bitcoin may be lost forever

Bitcoin is a bearer asset — whoever holds the keys controls the funds. Without a proper inheritance plan, your bitcoin may never reach the right people.

Bitcoin lost forever

If something happens to you and no one knows how to access your wallet, your bitcoin is gone. The network does not recognize death certificates or court orders — no keys, no funds.

Heirs can't recover

Multisig and hardware wallets are secure, but they require technical knowledge. Grieving heirs often fail to recover funds without guided support.

DIY is fragile

Dead man's switches, seed phrases in safes, and pre-signed transactions are brittle. One mistake — a lost backup, a spent UTXO, a fee spike — and the plan fails.

Family Recovery Key

Your Family Recovery Key — safe by design .

The key you give as backup to a family member. Created offline, stored safely, and protected by design. The heir holds only this key — it cannot move funds without Savel's co-signature.

Offline creation

This key is created offline and stored as a backup with your family member, preferably in another physical location.

Protected by design

One key alone is never enough. Your family member (and any thief) can't move your funds with only this key.

No single point of failure

If they lose it, you still have access. Your other keys keep you in control.

What's included

An inheritance plan you can actually test.

  • Family Recovery Key created and stored offline
  • Heir onboarding walkthrough with your designated people
  • Written recovery procedure in plain language
  • Support for the recovery event